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<h2>Included across all trading accounts</h2><p>We know that every trader is different. However, there are some things that all our clients look for in a live account.</p>

<h2>Choose the right account</h2><p>While all of our accounts include the features listed above, our Razor and Standard accounts do have some differences. If you need help deciding which account type is right for you, take a look at our FAQs or <a href="/contact-us" target="_self">get in touch</a>.</p><table style="text-align: left;"><thead><tr><th></th><th><strong>Razor </strong></th><th><strong>Standard </strong></th></tr></thead><tbody style="text-align: left;"><tr><td>Trading Platform </td><td>MT4, MT5, cTrader &amp; TradingView</td><td>cTrader/MetaTrader 4&amp;5 </td></tr><tr><td>Commission (FX Only) </td><td>From 3 USD (per lot, per side) </td><td><span>No commission</span><span></span></td></tr><tr><td>Spreads </td><td>Raw (from 0)</td><td>Variable </td></tr><tr><td>Max Leverage for Retail Clients </td><td>1:200</td><td>1:200</td></tr><tr><td>Max Leverage for Professional Clients </td><td>1:500 </td><td>1:500 </td></tr><tr style="text-align: left;"><td>Account currencies </td><td style="text-align: left;"><span>USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD</span></td><td style="text-align: left;"><span></span><span>USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD</span></td></tr><tr><td>Instrument Offered </td><td>1200+ </td><td>1200+ </td></tr><tr><td>Stop Out Level (Retail) </td><td>50% </td><td>50% </td></tr><tr><td>Stop Out Level (Professional) </td><td>20% </td><td>20% </td></tr><tr><td></td><td><strong></strong><a href="https://secure.pepperstone.com/register?legalEntity=individual&locale=en" target="_self"><strong>START TRADING</strong></a><strong></strong></td><td><strong></strong><a href="https://secure.pepperstone.com/register?legalEntity=individual&locale=en" target="_self"><strong>START TRADING</strong></a><strong></strong></td></tr></tbody></table><p>*MetaTrader 4 commission is calculated for a round-turn transaction and is charged on the opening deal.</p><p>*Commission may change based on your account, platform and base currency. Find out more about <a href="https://pepperstone.com/en/trading/spreads-swaps-commissions/" target="_blank" rel="noreferrer noopener">spreads, swaps and commissions.</a></p>

<h2>االرافعة المالية لحساب التجزئة لدى Pepperstone</h2><table><thead><tr><th>Instrument </th><th>Retail </th><th>Professional </th></tr></thead><tbody><tr><td>Forex Major </td><td>Up to 1:200 </td><td>Up to 1:500 </td></tr><tr><td>Forex Minor </td><td>Up to 1:200 </td><td>Up to 1:500 </td></tr><tr><td>Forex Crosses </td><td>Up to 1:200 </td><td>Up to 1:500 </td></tr><tr><td>Forex Exotics </td><td>Up to 1:200 </td><td>Up to 1:500 </td></tr><tr><td>Forex NDF </td><td>Up to 1:10 </td><td>Up to 1:10 </td></tr><tr><td>Major Indices </td><td>Up to 1:200 </td><td>Up to 1:400 </td></tr><tr><td>Minor Indices </td><td>Up to 1:100 </td><td>Up to 1:100 </td></tr><tr><td>Currency Indices </td><td>Up to 1:200 </td><td>Up to 1:200 </td></tr><tr><td>Gold &amp; Silver </td><td>Up to 1:200 </td><td>Up to 1:500 </td></tr><tr><td>Metals </td><td>Up to 1:100 </td><td>Up to 1:100 </td></tr><tr><td>Energies </td><td>Up to 1:100 </td><td>Up to 1:100 </td></tr><tr><td>Soft Commodities </td><td>Up to 1:50 </td><td>Up to 1:50 </td></tr><tr><td>Cryptocurrencies </td><td>Up to 1:10 </td><td>Up to 1:10 </td></tr><tr><td>Stocks &amp; ETFs </td><td>Up to 1:20 </td><td>Up to 1:20 </td></tr><tr><td>Treasuries </td><td>Up to 1:5 </td><td>Up to 1:30</td></tr></tbody></table>

<p>Spreads are charged in the quote currency that you are trading. Commission is always charged in the same currency type you use in your account.</p>

1. What's the difference between spreads and commission?

<p>Commissions are charged on standard lots traded. So if you trade 0.1 of a lot, the commission is 10% of a standard lot. If you trade 0.01, it's 1%.</p>

2. How is commission calculated?

<p>This depends on your needs. Increased leverage gives you the ability to enter into larger trades as your margin requirement is reduced. If you decrease your leverage, you decrease the ability to open larger positions as the margin cost is higher. We believe the key to reducing risk is to consider appropriate position sizing for your account. For example, risking no more than 1-5% at any one time. The key is to be comfortable with your chosen leverage and risk.</p>

3. Which leverage level is right for you?

<p><strong>Razor:</strong> raw spreads and commissions (e.g. 0 pip spread plus AUD$7 commission = total cost AUD$7)<br/><strong>Standard: </strong>raw spread + 1 pip increase (e.g. 0 pip spread plus 1 pip = 1 pip)</p><p>Many clients see our Standard account as a simpler alternative to the Razor as all fees are included in the spread. Those with particular trading styles, like scalpers and algorithmic traders, may enjoy the lower cost setup traditionally seen in our Razor account.</p><p></p><ul></ul>

4. What's the main difference between Razor and Standard?

<p><strong>What is a swap?</strong></p><p>A forex swap rate is defined as an overnight or rollover interest that's earned or paid for holding positions overnight in forex trading. These rates are determined by the interbank spread and cross-currency basis.<br/><br/>Swaps can go both ways. That means traders can be paid swaps, or they can incur swap charges on their relevant trade positions. This will depend on the instrument being traded, whether your position is long or short, and whether the trade was held over the rollover period. As spot forex contracts settle on a T+2 basis, triple swaps will be charged on the Wednesday rollover to account for the weekend interest.<strong><br/></strong><strong><br/></strong><strong>What is an admin charge?</strong><br/>Traders will always incur a fixed admin charge and never be paid an admin fee, regardless of their trade positions. Admin fees are charged if you hold a trade open past 10th continuous day. This fee is charged every 10 days.</p><p></p><ul></ul>

5. What's the difference between swaps and admin charges?

<h2>Account type FAQs</h2>
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<h2>Funding and withdrawals</h2>
<p>Wherever you are in the world, we have a fee-free deposit method to suit your needs. You can fund and withdraw simply and easily via your secure client area.</p>

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